BUSINESS INTERRUPTION INSURANCE
One key factor of long-term business success is to establish comprehensive risk protection for the company. Financial consequences of a damage in relation to real estate, technical equipment and machinery as well as stock can threaten a company’s existence. This mainly is due to the fact, that often times damage cannot be repaired immediately. The consequence: During the time the business continues on limited operation or is subject to a total interruption, losses in revenue must be expected. Meanwhile, running costs like rent, salaries, fees and charges, etc. have to be paid. We protect your most important company values by conducting a comprehensive risk analysis and providing active risk management as well as an integral insurance concept in order to prevent or reduce damage.
TYPICAL EXAMPLES OF DAMAGE
A fire brings production to a standstill; in addition to the pure costs of damage, your company also has to deal with running costs and possible claims for damages.
A fault in material damages a machine and the production comes to a standstill.
A stockroom gets broken into and goods worth several 100,000 euros are stolen. Set delivery dates cannot be kept and follow-up costs are incurred.
Secure the company’s continued existence by assuming costs for major damage due to fire, storm or acts of vandalism, etc.
Assumption of all ongoing costs like salaries, rent, etc.
Compensation for lost contribution margin
Ensuring liquidity through advance payments
Coverage in the case of loss of income due to personal reasons like e. .g an accident or disease (for small companies and individual entrepreneurs)
Continued payment of the contribution margin in case of breakdown of a machine (machine and business interruption insurance)
YOUR CONTACT:
CHRISTIAN PEDAK
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